Roth Ira Limits For 2025 Over Age 50. Retirement savers 50 and older may be eligible to contribute. The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older.
Since ira contribution limits are different from 401(k) limits, you can contribute up to the limits of both a roth ira and a 401(k) in the same year if you have the capital. Roth ira contribution limits have increased for 2025.